Your use of the Ruah web site is governed by these Terms of Use.

By using this site, you signify your acceptance of these terms. If you do not agree to these terms, please do not use our site.

We reserve the right, at our discretion, to change, add or remove portions of these terms at any time. Please check this page periodically for changes.

Your continued use of the Ruah site following the posting of changes to these terms means you accept the changes.


The information on this website is for personal, non-commercial use only. We provide it in good faith and without warranty (express or implied). We attempt to make the information accurate and current but cannot guarantee this.

The website is not a substitute for independent professional advice and users should obtain any appropriate professional advice relevant to their circumstances.

We do not accept responsibility for loss or damage arising from your use of any information on this website or any information you download from it. You access and use material at your own risk.

Links to other sites

We provide links to some third party sites for your information and convenience. We do not manage or control these sites. You use and/or download information from other websites at your own risk (and cost, if any).

Third party sites may not follow the same privacy, security, or accessibility standards as we do. We are not responsible for the content on these sites or for their availability, their partners or their advertisers.

Copyright and trademarks

All material on this website (including its design, layout, text, and images) is subject to copyright owned by (or licensed to) Ruah.

We are happy for you to reproduce this material for personal and non-commercial purposes, provided the reproduction is unaltered and an attribution of source is included. Any other use of this material requires our written consent.

This website contains trade marks that belong to us and third parties. You may not display or use these trade marks in any manner without the prior consent of the trade mark owner.